Liaison International Travel Medical Insurance

 

Liaison International, Seven Corners' signature product since 1993, provides comprehensive benefits for individuals traveling outside of their home country. New for 2009, Liaison International is underwritten by Nationwide, rated A+"Superior" by A.M. Best. (Select states are underwritten by Certain Underwriters at Lloyd's of London) Liaison International provides insurance coverage from as little as 5 days, up to 6 months.

 

 

 

 

 

 

 



Benefits are as follows:

  • Medical maximum: $50,000; $100,000; $500,000; $1,000,000 (ages 80+, maximum limited to $15,000)
  • Deductible: $0; $100; $250; $500; $1000; $2500 Deductible is per person per Period of Coverage, maximum of three (3) Period of Coverage Deductibles per family. The selected Deductible and Coinsurance amount must be met for each six (6) month period.
  • Coinsurance:
    • Class 1: U.S. or Canadian citizen traveling outside the United States. After you pay the Deductible, the plan pays 100% to the selected Medical Maximum.
    • Class 2: Non U. S. citizens traveling to the United States.
      Option 1: After You pay the Deductible, the plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum
      Option 2: After You pay the Deductible, the plan pays 100% of the next $2,500 of eligible expenses, then 80% to the selected Medical Maximum
  • Hospital indemnity: Class 1: $150 per night, up to a maximum of thirty (30) days
  • Dental (sudden relief of pain): ): Class 1: $100
  • Dental (accident coverage): To a maximum of $500
  • Emergency medical evacuation/ repatriation: $300,000 (in addition to the Medical Maximum)
  • Home country coverage: Incidental Trips to The Home Country: Up to $50,000; Extension of Benefits: Up to $5,000
  • Return of mortal remains: $50,000
  • Emergency reunion: $50,000
  • Return of minor child(ren): $50,000
  • Interruption of trip: $5,000
  • Loss of checked luggage: $250
  • Local ambulance expense: $5,000
  • Accidental death & dismemberment (ad&d): $25,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child(ren)
    Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid.
  • Common carrier accidental death: $50,000 Principal Sum for Insured or Insured Spouse; $10,000 per Dependent child(ren) under age of eighteen (18); $250,000 Maximum per family
  • Hospital room &: board: Usual, reasonable and customary to the selected Medical Maximum
  • Intensive care: Usual, reasonable and customary to the selected Medical Maximum
  • Outpatient medical expenses: Usual, reasonable and customary to the selected Medical Maximum
  • Terrorism: Usual, reasonable and customary to the selected Medical Maximum (This benefit not available for states underwritten by Certain Underwriters at Lloyd's of London)
  • Unexpected recurrence of a pre-existing conditions*: Class 1: Up to $20,000 for U.S. and Canadian citizens traveling outside the United States (Age 65+, up to $2,500, refer to exclusion #1 for details)
  • Benefit period: 180 days 

    *See our Liaison International Travel Medical Insurance brochure for full details and restrictions.