Liaison Worldwide Travel Medical Insurance

 

Liaison Worldwide, underwritten by Nationwide, provides up to 12
months worth of coverage for US Citizens traveling outside of the
United States, or Foreign Nationals coming to the United States.

 



 

 

 

 

 

 

Benefits are as follows:

  • Medical maximum: $50,000; $150,000; $300,000; $500,000 (ages 80+, maximum limited to $15,000)
  • Deductible: $0; $100; $250; $500; $1000; $2500 Deductible is per person per Policy Period, maximum of 3 Policy Period deductibles per family. The selected Deductible and Coinsurance amount must be met for each Policy Period.
  • Coinsurance:
    Inside the United States and Canada:
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    • After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
      Outside the United States and Canada:
    • After you pay the deductible, the program pays 100% to the selected Medical Maximum.
  • Hospital indemnity: $150 / night (for U.S. citizens traveling outside the United States) in addition to any other Covered Expense.
  • Dental (emergency): $100 ($500 for accidents) Only available to programs purchased for one (1) month or more.
  • Emergency medical evacuation/ repatriation: $300,000 (in addition to the Medical Maximum)
  • Home country coverage: Incidental Trips to The Home Country: $50,000
  • Follow me home coverage: $5,000
  • Return of mortal remains: $50,000
  • Emergency reunion: $50,000
  • Return of minor child(ren): $50,000
  • Interruption of trip: $5,000
  • Loss of checked luggage: $250
  • Local ambulance expense: $5,000
  • Accidental death & dismemberment (ad&d): $25,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child(ren).
  • Common carrier accidental death: $50,000 per adult, $25,000 per child(ren) under age of 18; $250,000 Maximum per family
  • Hospital room &: board: Usual, reasonable and customary to the selected Medical Maximum
  • Intensive care: Usual, reasonable and customary to the selected Medical Maximum
  • Outpatient medical expenses: Usual, reasonable and customary to the selected Medical Maximum
  • Terrorism: Usual, reasonable and customary to the selected Medical Maximum
  • Waiver of pre-existing conditions: Up to $20,000 for U.S. citizens traveling outside the United States (refer to exclusion #1 in brochure for details)
  • Benefit period: Six months


*Restricted States include: CT, DC, KS, LA, MD, ME, NC, NH, NY, OR and WA
* See our Liaison Worldwide Travel Medical Insurance brochure for full details and restrictions.